Primary
UC’s primary retirement benefits provide a strong foundation, with costs shared by you and UC. Your benefit options vary depending on your hire date.
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Deferred Lifetime Income is available for purchase September 3-25, 2024. Learn more.
Choose a track to see information and next steps for UC members like you.
Welcome to UC
Start taking advantage of your UC Retirement System benefits today.
Go to the full RECENTLY JOINED UC page.
See next steps, key resources, must-reads, and related classes, videos, and tools.
Go to full pageChoose Pension Choice or Savings Choice.
Eligible faculty and staff have 90 days to make a choice. The sooner you enroll, the sooner you start receiving UC contributions and/or service credit.
Make your choiceSupplement your savings in UC's tax-deferred plans.
If you don't think you'll work for UC for 15 years or more, consider supplementing your savings through the UC 403(b) or 457(b) plans.
EnrollConsolidate your workplace savings plans.
Have a retirement account in a previous employer’s plan? Simplify your finances by rolling it into one of UC's retirement savings plans.
Learn HowPursue your goals during your working years.
Use these tips to get in better financial shape today, so you can do a whole lot more tomorrow.
Go to the full WORKING & SAVING page.
See next steps, key resources, must-reads, and related classes, videos, and tools.
Go to full pageSupplement your savings in UC's tax-deferred plans.
If you don't think you'll work for UC for 15 years or more, consider supplementing your savings through the UC 403(b) or 457(b) plans.
EnrollGet help with your financial questions.
Get one-on-one, personal help with financial planning questions at no cost to you.
Learn moreSee if you are on track for retirement.
Check your UC Retirement Review to see the retirement income you could have from all your UC benefits.
Get Retirement ReviewThinking about retiring?
As you contemplate retirement, here’s what you need to know for a successful transition.
Go to the full READY TO RETIRE page.
See next steps, key resources, must-reads, and related classes, videos, and tools.
Go to full pageEstimate your retirement income.
Are you ready to retire? Use our online tool to see the income you may have from UC sources.
Retirement EstimatorPlan for income later in life.
Explore Deferred Lifetime Income, which lets you turn some of your savings into income for life.
Get DetailsSee the checklist of steps to retire.
The process to retire from UC is fairly easy, but it's important to plan ahead.
Get ChecklistLife evolves.
Make sure you know how changes in your life may affect your financial plan.
Go to full IN RETIREMENT page.
See next steps, key resources, must-reads, and related classes, videos, and tools.
Go to full pageRecently retired? Consider these next steps.
Try these tools and resources to help manage your money.
LEARN HOWPlan for income later in life.
Explore Deferred Lifetime Income, which lets you turn some of your savings into income for life.
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UC RETIREE BENEFITS
Preparing for a successful retirement is one of the biggest financial responsibilities you’ll face. UC offers a comprehensive array of retirement benefits and savings programs to help you plan for retirement.
Want to see what your UC benefits could provide when you reach 65?
Voluntary
If you’re like many people, you’ll work for several employers during your career. So, you may not stay at UC long enough to make the most of your primary retirement benefits. UC's Retirement Savings Program lets you save more for your future.
Retiree Health & Welfare
When you retire from UC, you may be eligible to continue your UC-sponsored coverage of medical, dental, vision, accidental death and dismemberment, and legal insurance. To be eligible, you must meet several requirements.